RECREATIONAL LINES INSURANCE
Recreational vehicle insurance is a specialized category designed to protect lifestyle assets like ATVs and UTVs, campers, RVs, boats, and motorcycles from unique risks that standard auto or homeowners policies often exclude. These policies typically combine liability coverage for accidents with comprehensive and collision protection for theft, fire, or damage occurring both on the road and off the beaten path.
Motorcycle Insurance
We offer coverages for your motorcycle or even a moped that fit your insurance needs.
Bodily Injury Liability & Property Damage Liability
This covers payment to others from injury or property damage.
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Comprehensive​ /
Other Than Collision
This covers the cost of damages to your motorcycle from non-collision factors such as theft, animal accident, fire, vandalism, weather, etc.
​Medical Payments
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Both of these coverages pay for medical expenses for the insured driver or passenger from injury.
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Collision​
If involved in an accident this covers the cost of repairing or replacing your motorcycle.
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Uninsured & Underinsured Motorist
​Coverage in the event of injury, damage, or death caused by someone who does not have insurance or is underinsured.
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Other Coverages​
Can include: Accessory Coverage, Transport Trailer, Roadside Assistance, Trip Interruption.
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Boat Insurance
We offer coverage for boats and watercraft.
Value Loss Settlement
In the event of a total loss, receive a full, agreed upon value for your boat.
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​Property of Others
This covers your guest’s belongings while on your boat.
Boat Equipment
This covers equipment for your boat such as life jackets, anchors, oars, fuel tanks and batteries.
Boat Recovery Expense
This covers the cost of a sunken boat.
Watercraft Liability
This covers any lawsuit or claim made against you for liability related to your boat ownership.
Travel Trailer / Motorhome Insurance
We offer coverages for motorhomes and travel trailers that fit your insurance needs.
Collision
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If involved in an accident this covers the cost of repairing or replacing your motorhome or your travel trailer.
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Uninsured & Underinsured Motorist
​Coverage in the event of injury, damage, or death caused by someone who does not have insurance or is underinsured.
Comprehensive /
Other than Collision​
This covers the cost of damages to your vehicle from non-collision factors such as theft, animal accident, fire, vandalism, weather, etc.
Roadside Assistance
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​​This covers towing expenses in the case of an emergency or accident.
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Bodily Injury Liability & Property Damage Liability
This covers payment to others from injury or property damage.​​
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Other Coverages
Can include: Pest Damage, Roof Protection, Emergency Vacation Expense, Full Timer's.
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ATVs and UTVs
We offer coverages for ATVs and UTVs including side-by-sides and four-wheelers that will help keep you protected on the trails.
Collision​
If involved in an accident, this covers the cost of repairing or replacing your vehicle.
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Uninsured/Underinsured
Protection if an at-fault driver has insufficient or no insurance.
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Liability​
Protection if you are responsible for injuries or property damage.
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Medical Payments
​Coverage if you or a passenger are injured.
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Comprehensive​ /
Other Than Collision
This covers the cost of damages to your vehicle from non-collision factors such as theft, animal accident, fire, vandalism, weather, etc...
Other Coverages
Can include: Accessory Coverage, Transport Trailer, Roadside Assistance, Trip Interruption